Professional Membership
|
TYPE OF PROPERTY |
704 EXEMPTIONS |
703 EXEMPTIONS |
|
Principal Residence (including mobile homes, houseboats & all outbuildings on same property) |
$75,000 - Single Debtor §704.730(a)(1) $100,000 Head of Household §704.730(a)(2) $175,000 65 years or Disabled or 55 years with low income §704.730(a)(3) |
$20,725 in any real property §703.140(b)(1) |
|
Material to repair or improve residence |
$2,700 - §704.030 |
Not Available |
|
Household Goods, Appliances, Clothes & Personal Items |
Reasonable & Necessary §704.020 |
$525 per item with no maximum §703.140(b)(3) |
|
Motor Vehicles |
$2,550 total in all vehicles - §704.010 |
$3,300 in 1 vehicle - 703.140(b)(2) |
|
Tools of the Trade, including Professional Books |
$13,475 per employed spouse - §704.060 or $9,700 in one commercial vehicle. |
$2,075 §703.140(b)(6) |
|
Jewelry, Heirlooms, Works of Art |
$6,750 - §704.040 |
$1,350 jewelry only - §703.140(b)(4) |
|
Any property selected by debtor-Wild Card- |
Not Available |
$1,100 plus unused portion of §703.140(b)(1). Can be used for any property. §703.140(b)(5) |
|
Life Insurance Benefits (Incl. endowments & annuities) |
Reasonable & Necessary §704.100(c) |
All - §703.140(b)(11)(C) |
|
Life Insurance Loan Values |
$10,775 per spouse - §704.100(b) |
$11,075 - §703.140(b)(8) |
|
Prosthetic & other Health Aids |
Reasonable & Necessary - 704.050 |
All - §703.140(b)(9) |
|
Cemetery Plot |
All for debtor & Spouse - 704.200(c) |
Not Available |
|
Wages earned |
75% of last month’s wages - 704.070 |
Not Available |
|
Vacation Credits |
All Public Employees Only - §704.113 |
Not Available |
|
Social Security Benefits |
All - §704.080(e) |
All - §703.140(b)(10)(A) |
|
Bank Accounts for Social Security Benefits if Direct Deposit is used |
$2,700 if single debtor - $4,050 if joint §704.080(b)(2) All if proven Social Sec. |
Not Available |
|
Public Benefits |
All - §704.080(e) |
All - §703.140(b)(10)(A) |
|
Bank Accounts for Public Benefits if Direct Deposit is used |
$1,350 if single debtor - $2,025 if joint §704.080(b)(2) All if proven Public Benefits. |
Not Available |
|
Public Retirement Benefits |
All - §704.110(b) |
All - §703.140(b)(10)(E) |
|
Private Retirement Benefits |
All - §704.115(b) |
Reasonable & Necessary §703.140(b)(10)(E) |
|
Health/Disability Ins. Benefits |
All - §704.130 |
All - §703.140(b)(10)(C) |
|
Personal Injury Payments after Judgment or Settlement |
Reasonable & Necessary - §704.140(d) |
$20,725 not including pain & suffering §703.140(b)(11)(D) |
|
Personal Injury Cause of Action |
All - §704.140(a) |
Not Available |
|
Worker’s Compensation Benefits |
All - §704.160 |
Reasonable & Necessary - §703.140(b)(11)(E) |
|
Loss of Future Earnings |
All - §704.140 |
Reasonable & Necessary - §703.140(b)(11)(E) |
|
Unemployment Benefits |
All - §704.120 |
All - §703.140(b)(10)(C) |
|
Relocation Benefits |
All - §704.180 |
Not Available |
|
Veteran’s Benefits |
Not Available BUT exempt under Federal Law 38 USC §5301 |
All - §703.140(b)(10)(B) |
|
Benefits from Wrongful Death Lawsuit |
Reasonable & Necessary §704.150(b) |
Reasonable & Necessary §703.140(b)(11)(B) |
|
Wrongful Death Cause of Action |
All - §704.150(a) |
Not Available |
|
Child Support/Alimony |
Not Available |
Reasonable& Necessary §703.140(b)(10)(D) |
|
Welfare or Charitable Aid |
All - §704.170 |
Not Available |
|
Prisoner Trust Account |
$1,350 - §704.090 |
Not Available |
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